Finance Department

When you choose AutoNation Toyota Newnan for your auto financing needs, you can expect:

Straightforward Pricing

You'll receive a low price on new and pre-owned vehicles. So you'll save time and get a great value.

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

Frequently Asked Questions

Is it better to lease or finance a car? Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the purchase of a vehicle. Depending on your situation, one may be better than the other for you.

If you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year then leasing might be the best option.

Do you want to keep your car for longer than three years? You should probably consider purchasing your next vehicle.

Can I trade in my car that's not paid off?

Yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If your car is worth less than what you owe, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!

How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.

Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!

Make AutoNation Toyota Newnan Your Automotive Partner Today!

Ready to secure your car lease or finance plan at AutoNation Toyota Newnan? Take the next step by getting pre-approved online! While you’re here, be sure to explore our Toyota financing deals and leasing specials for exciting offers on our latest inventory! Have any questions for our team of experts? If so, don’t hesitate to contact us online or call us at 470-761-0146.